
Property
& Fire Protection
Safeguard commercial property and assets with expert fire protection, risk evaluation, and loss prevention strategies.
Solutions for any building – from large commercial, HPR, and industrial to construction/job sites and residential properties.
Building Data Quality
Accurate COPE data – Construction, Occupancy, Protection, and Exposure – is a major driver of insurance property rates and market options.
MBRS helps property owners, managers, and agents understand that impact and deliver accurate COPE information so properties are described correctly to inspectors and underwriters, often lowering annual premiums.
Inspection & Survey Readiness
Unplanned findings from carrier, bureau, or code inspections can derail terms and timelines.
MBRS helps you prepare for surveys, clean up documentation, and respond to recommendations so inspections support your underwriting story instead of working against it - get credit!
Fire Protection & Life Safety
Sprinklers/alarms, fire suppression systems, and emergency lighting only help if they’re designed, maintained, and documented the way code enforcers, property rating bureaus, and insurance carriers expect.
MBRS audits fire protection and life safety systems so you know what you have, the gaps, and how it will land with inspectors and underwriters.
Outside Fire Protection & Exposures
Fire departments, water supply, hydrants, and site access shape how a property performs on its worst day.
MBRS evaluates external protection, supply/flows, access for fire departments, and neighboring exposures and collaborates change so the external picture supports your underwriting story, not works against it.
Warehouses, Rack Storage & Special Hazards
Warehouses with rack systems and solid pile storage, and extra hazard commodities create real fire‑load and water‑demand challenges.
MBRS reviews storage arrangements, commodities, and protection features so high‑value warehouses and special‑hazard areas are in their best shape and explained clearly to carriers and rating bureaus.
Design, New Construction & Project Planning Support
Design choices in new construction & retro-fitting made on paper can lock in higher insurance costs for the life of a building.
MBRS plugs property and fire‑protection expertise into the design process so you avoid critical construction and protection mistakes that create red flags and compounded premiums year after year.
Additonal Property Services & Expertise
Coastal Structure Audits & CAT Reviews
Blueprint-to-rooftop coastal structure audits
Commercial Kitchen Fire Protection
Inspector & Bureau Support - Your Liaison
Hoods, ducts, appliances & automatic extinguishing systems
Rating bureaus, inspectors - get credits for complex systems
Scouring plans and walking the entire building – from roof to garages - to flag issues and opportunities that matter for underwriters and CAT modelers, to prep strong submissions on tough shoreline properties.
Detailed reviews of kitchen fire suppression, exhaust, fuel shutoffs, and layout so cooking operations meet NFPA expectations, pass inspections, and tell a clean story to ratings bureaus and underwriters.
Preparing you for rating experts like ISO and state bureaus, carrier loss control, and contractors on paint and powder booths, inert gas and foam systems, and other special hazards so everyone sees the same, well-documented risk picture.
Human-Element Programs
Training for facilities, maintenance & property managers
Practical coaching so day-to-day decisions, inspections, and tenant protection strategies support your fire prevention and insurance strategy. Unlock the insurance credits that you're missing out on - save each year!
Disruptive Results
Let’s turn your obstacles into new opportunities —together.